Parimatch KYC and AML Policy

Parimatch applies KYC and AML procedures to verify the identity of each account holder, prevent fraudulent conduct, and counter financial crime across all transactions. These procedures support fair play, protect user safety, and reinforce the platform’s commitment to full regulatory compliance.

• Fair play: All users operate under equal conditions, free from manipulation or unlawful advantage.
• User safety: Identity verification and account protection measures reduce the risk of fraud and unauthorised access.
• Transparency: Users are informed of the standards applied and the obligations they carry.
• Regulatory compliance: The platform adheres to all applicable laws and reporting obligations in the jurisdictions it operates within.

Every new user is required to complete ID verification before accessing the full range of platform features, including deposits, withdrawals, and participation in real-money activities. As part of this process, the following categories of documents may be requested:

• Government-issued photo identification: A valid document confirming the identity of the account holder, such as a national identity card, passport, or driving licence.
• Proof of address: A document verifying the user’s current residential address, typically issued within the past three months.
• Payment method ownership confirmation: Evidence that the payment instrument used for transactions belongs to and is operated solely by the account holder.

All documents submitted must be valid, clearly legible, and provided in good faith. Parimatch reserves the right to request additional documentation at any stage of the account lifecycle where identity check or verification is deemed necessary.

Parimatch implements a comprehensive set of security measures designed to prevent money laundering, counter-terrorism financing, and any other form of illicit financial activity on the platform. The following controls are applied consistently across all user accounts and transactions:

• Transaction monitoring: All financial activity is subject to continuous review to identify patterns inconsistent with normal user behaviour.
• Automated detection systems: Rule-based tools flag suspicious activity for immediate review by the compliance team.
• Enhanced due diligence: Users identified as presenting elevated risk are subject to additional scrutiny, including detailed reviews of account history and transaction intent.
• Review of large and unusual transfers: Deposits or withdrawals that exceed standard thresholds or appear irregular are escalated for manual assessment.
• Risk scoring: Each account is assigned a risk profile based on activity patterns, geographic indicators, and transaction history.
• Sanctions and PEP screening: All users are screened against international sanctions lists and databases of politically exposed persons (PEPs).
• Reporting to competent authorities: Where suspicious activity is identified and meets the legal threshold, Parimatch fulfils its reporting obligations to the relevant regulatory and law enforcement bodies.

To preserve the integrity of the platform and ensure compliance with KYC and AML obligations, certain activities are strictly prohibited for all account holders. The following actions constitute a breach of platform policy and applicable law:

• Operating multiple accounts: Creating or using more than one account on the platform, whether personally or through a third party, is not permitted.
• Submitting forged or stolen documents: Providing fabricated, altered, or unlawfully obtained identification documents during the ID verification process is a serious violation.
• Laundering of funds: Any attempt to use the platform as a vehicle for concealing, transferring, or legitimising proceeds of criminal activity is strictly prohibited.
• Manipulation of platform systems: Exploiting technical vulnerabilities, using automated bots, or employing other means to interfere with the platform’s normal operation is not allowed.
• Sharing or selling account access: Transferring control of an account to another individual, or monetising access to an account in any form, is prohibited.
• Use of third-party payment instruments: Conducting transactions through payment methods that do not belong to the registered account holder is not permitted.
• Misrepresentation of identity: Providing false personal data at registration or at any subsequent point in the account verification process is a direct violation of policy.

Any breach of KYC or AML obligations, whether confirmed or reasonably suspected, will result in enforcement action being taken against the account in question. Depending on the nature and severity of the violation, measures may include temporary or permanent account suspension, freezing or confiscation of funds associated with suspicious activity, cancellation of bets or winnings derived from non-compliant conduct, and reporting to the competent authorities where applicable under law.

Each account holder bears direct responsibility for the accuracy and completeness of the personal data provided to the platform. Users are required to ensure that all information submitted at registration and throughout the account lifecycle remains current, truthful, and consistent with supporting documentation. Verification requests must be completed within the timeframes communicated by the platform, and failure to respond in a timely manner may result in restricted account access. Users must only submit documents and use payment methods that belong to them personally and are not shared with or controlled by any other individual. In the event that a user becomes aware of any suspicious activity associated with their account or on the platform, they are obligated to report it to the platform’s support team without delay.

Parimatch is committed to upholding fair play and transparency as foundational principles, ensuring that all users operate within a secure and well-regulated environment. The following standards apply across the platform to protect every account holder and maintain consistent compliance with KYC and AML requirements:

• Adherence to KYC and AML standards: All verification and monitoring procedures are conducted in accordance with current regulatory requirements and industry best practices.
• Confidentiality and protection of personal data: User information collected during document submission and identity checks is handled in strict accordance with applicable data protection laws.
• Continuous monitoring for suspicious activity: The platform maintains active oversight of transactional and behavioural patterns to detect and address irregularities promptly.
• Prevention of manipulation and unfair conduct: Measures are in place to identify and act upon any attempt to exploit the platform or gain an undue advantage over other users.
• User support on safety matters: Account holders may contact the platform’s compliance and support teams for guidance on verification procedures, account protection, or concerns related to suspicious activity.
• Shared responsibility: Compliance is a shared obligation between the platform and its users; adherence to these policies contributes to the safety and integrity of the entire user community.
• Equal conditions for all users: KYC and AML procedures are applied uniformly across all accounts, ensuring no user is exempt from the standards set out in this policy.